The Road
An advisor in your corner.All year.
Ongoing Financial Planning + Investment Management
The Road is for people who want an advisor in their corner year-round, managing their investments, navigating major decisions, and keeping the moving pieces of their financial life connected to one evolving plan.
A Year on The Road
Depending on what’s happening in your life and career, our work throughout the year may include:
Getting it all organized
One clear picture of what you own, where it is, what it’s for, and what needs attention next.
Your investments, managed
A portfolio built around your plan, with tax-aware account placement, monitoring, and rebalancing—all included in your flat fee.
Tax planning, all year
Quarterly estimates, withholding, Roth strategy, retirement contributions, and coordination with your CPA.
Cash flow for irregular income
Turn uneven earnings into a steadier paycheck, with cash reserves, tax buckets, and a between-gigs plan.
Retirement & union benefits
Coordinate self-employed or loan-out retirement plans, SAG-AFTRA, WGA, DGA, AFM, employer benefits, and Social Security—so you can assess whether you’re building enough and when work becomes optional.
The everyday financial decisions
Help with health insurance, employee benefits, credit cards, debt, college funding, and Medicare.
Insurance & estate planning
Advice on life and disability insurance, beneficiaries, and estate documents—with no commissions.
Giving & family support
Charitable giving, donor-advised funds, gifts, and family support that fit your own financial plan.
The big decisions as they happen
Guidance on homebuying, time off, loan-outs, windfalls, equity compensation, residuals, and backend points.
Me, all year
- At least one annual plan review, plus meetings whenever you need them.
- At least five check-ins a year: each quarter and your birthday.
- Call or email with questions between meetings.
This is a collaborative, year-round partnership.
Example Service Calendar
January – March
Your plan for the year
- Organize prior-year tax information and first-quarter estimates
- Refresh your financial plan and priorities
- Review income, reserves and upcoming decisions
- Work through the questions that need attention now
A clear view of what matters
- Net worth
- $845,000
- Cash reserve
- $42,000
- Months covered
- 6
What your money is here to do
May – July
Your midyear tax review
- Review your filed return and what drove the result
- Update income and tax projections with your CPA
- Explore planning opportunities for this year and next
- Connect business decisions with your personal plan
Projections to review with your CPA
- Projected income
- $225,000
- Effective tax rate
- 24%
- Paid / withheld
- $40,000
- Reserve to confirm
- $14,000
Planning review
- S-corp / loan-out
- Review salary & distributions
- Self-employment tax
- Model projected liability
- Retirement contributions
- Compare planning options
October – November
Your fall financial review
- Review investments and refresh tax projections
- Evaluate alternative investments where appropriate
- Prioritize potential year-end tax moves
- Work through benefits and coverage choices
- Revisit insurance, beneficiaries and estate planning
Sample investment account
- U.S. stocks
- 45%$234,000
- International stocks
- 20%$104,000
- Bonds
- 20%$104,000
- Alternatives
- 10%$52,000
- Cash
- 5%$26,000
Review alongside your portfolio
December
Finish the year with a plan
- Close out outstanding planning actions
- Coordinate final tax and retirement moves
- Review giving and other year-end decisions
- Set priorities and next steps for the coming year
Year-end action plan
Before the year closes
Start the new year with reserves, decisions and next steps in place.
All year: Investment monitoring, rebalancing and support when life changes. Meetings are available throughout the year.
$9,000/year
One flat annual fee, billed quarterly. Investment management is included with no separate AUM fee.
Completed The Map? Join The Road within 60 days and your $4,000 fee is credited toward your first year.